MONEFUTURE

1. Who we are and scope

This policy explains how MONEFUTURE by MD (Android package com.mdapps.expensescommercial) handles data. For privacy questions, use “Contact Us” inside the app or the developer contact details shown on MONEFUTURE’s Google Play listing.

2. Data stored locally

You may enter financial and personal data such as transactions, income, expenses, accounts, account numbers and IBANs, budgets, debts, commitments, goals, notes, and receipt images. This data is stored in the app’s private space on your device. The free Google Play edition does not automatically upload it to our server.

Local database values are encrypted with AES-GCM using a key held in Android Keystore. Backups that you choose to export or share are controlled by you and by the app or destination you select.

3. Support data

When you voluntarily submit a support request, we collect your name, email address, optional phone number, subject, message, app version, and any images you attach. We use this data to respond, troubleshoot, and protect the support service from abuse.

Support requests are processed through Google Apps Script and may be stored in Google Sheets and Google Drive. Operational notifications may be sent through Gmail or Telegram as support processors. Your financial records and receipt images are not sent automatically; avoid including sensitive information unless it is necessary for support.

4. Voice input and microphone

The microphone is used only after you tap voice input and grant permission. The app uses the speech-recognition service available on Android. Recognition may happen on-device when supported; otherwise audio may be securely transmitted to the speech-recognition provider for processing. MONEFUTURE receives the resulting text and does not store an audio recording on its servers.

5. Images and camera

Selecting or taking a receipt image is optional and user initiated. The image is compressed and stored in the app’s private space. It is uploaded only if you attach it to a support request or choose to export and share it in a backup.

6. Rates, master data, and internet access

The app connects to a public market-rate source for currency and gold prices and to MONEFUTURE’s service for master-data updates. These requests contain operational information such as app or data version and do not contain your transactions, balances, or account numbers. Internet services may receive ordinary network data such as an IP address under their own policies.

7. Notifications and security

Reminders are scheduled locally after your permission. Device lock or biometrics may be used for local authentication; the app does not receive biometric data. The app uses no ads, behavioral tracking, or analytics and does not sell personal data.

8. Retention and deletion

• Local data remains until you delete it, clear app data, or uninstall the app.
• You can delete transactions, images, and local backups using available app tools.
• Support requests are retained while handled and for up to 12 months after closure, unless longer retention is required for security or legal reasons.
• To request deletion of submitted support data, use “Contact Us,” write “Data deletion request,” and include the email address and ticket number. We will delete data that can be linked to the request, subject to legal obligations.

The free edition does not create a central user account, so there is no separate account-deletion process.

9. Children and changes

The app is not directed to children under 13. We may update this policy when app features, laws, or platform requirements change. The effective date above will be updated.